Buy With Ann

Communities

A

Home Buying Process

Research Early
As soon as you can, start reading Web sites, newspapers, and magazines that have real estate listings. Make a note of particular homes you are interested in and see how long they stay on the market. Also, note any changes in asking prices. This will give you a sense of the housing trends in specific areas.
What Can You Afford
Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt.
Get Prequalified
A pre-approved mortgage will lock in your interest rate for a set time period while you house hunt. It's essential in today's seller's market. It guarantees the seller you are ready and willing to purchase a home. It assures the seller you have the funds and ability to close. This lessens the risk to the seller and makes your offer much stronger.

Ann was our Real Estate Agent that helped us find and purchase our home. She was professional, knowledgeable, and extremely helpful in guiding us through this process. She was always available to us when we needed information and to answer questions. Ann is a straight forward and trustworthy. We would highly recommend Ann Zinda if you are looking to purchase a home or sell one.

Jennifer Thompson, Roseville, Ca

Who You Work With Matters

The Right Agent
Real estate agents are important partners when you’re buying or selling a home. Real estate agents can provide you with helpful information on homes and neighborhoods that isn’t easily accessible to the public. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable. And best of all, it doesn’t cost you anything to use an agent – they’re compensated from the commission paid by the seller of the house.
Shop for Your Home
Start touring homes in your price range. It might be helpful to take notes on all the homes you visit. You will see a lot of houses! It can be hard to remember everything about them, so you might want to take pictures or video to help you remember each home.
Get a Home Inspection
Typically, purchase offers are contingent on a home inspection of the property to check for signs of structural damage or things that may need fixing. Your real estate agent usually will help you arrange to have this inspection conducted within a few days of your offer being accepted by the seller. This contingency protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage. Both you and the seller will receive a report on the home inspector’s findings. You can then decide if you want to ask the seller to fix anything on the property before closing the sale. Before the sale closes, you will have a walk-through of the house, which gives you the chance to confirm that any agreed-upon repairs have been made.

I just bought my first home from Ann. As a first time home buyer, my wife and I had a lot of questions, and I'm so happy that Ann was always available. She's knowledgable, dedicated, professional, and great with kids. Ann Zinda made sure we found the perfect home...and we did! Not only am I happy, but so are my children and that is a plus! I would highly recommend Ann Zinda!

Amandau Urbina, Sacramento, Ca

B
C

Success Is In The Closing

Have the Home Appraised
Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender. The appraisal will let all the parties involved know that you are paying a fair price for the home.
Coordinate the Paperwork
As you can imagine, there is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure that the seller is the rightful owner of the house you are buying.
Close the Sale
At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It typically takes a couple of days for your loan to be funded after the paperwork is returned to the lender. Once the check is delivered to the seller, you are ready to move into your new home!

Coming from a professional standpoint, Ann definitely is unforgettable with that. She truly puts her clients before herself first regardless of what time it is she is on it. She goes above and beyond the call of duty. She is one of the hardest working agents I know and has big goals in life. I would highly recommend her with all your Real Estate needs.

Len Arrad - Granite Bay

Featured Properties



Sorry we are experiencing system issues. Please try again.

Search All Homes


Loading...

Interactive City Search


Explore some of the most sought after destinations for real estate in Sacramento, El Dorado, and Placer counties. Our large network provides unrivaled access to distinctive properties in the finest locations, offering you a wide selection of architecture and lifestyle choices. Whether it's a highrise in downtown Sacramento, A riverfront estate or a Fabulous Forties Mansion The choice is yours. Let us lead you on a journey to discover your next dream property.

Let's Do This



HISTORY

Born of the storied London auction house, the Sotheby's International Realty Network continues a centuries-old tradition of exceptional service and astute valuation of the finest, and most beautiful, most unique properties in the world.

KNOWLEDGE

Whether it's the visionary architecture, the stunning location, or the meticulous detail in a hand-carved banister, we have found that truly extraordinary homes are different at every level, and they require real estate services that are, as well.

REACH

We take great pleasure in discovering and bringing to life all the things that make a home unique. And we take great pride in using our considerable experience, resources, and global connections to artfully unite these special places with those who will cherish them as we do.

GLOBAL

When a home is represented by a Sotheby's International Realty brand, it is presented to a highly qualified global clientele through exclusive channel and relationships. Our proprietary network of residential brokerage companies is located in 70+ countries worldwide, making Sotheby's International Realty a truly global real estate brand.



OUR MARKETING COMMITMENT

When your home is represented by the Sotheby's International Realty® brand it benefits from the worldwide recognition and prestige of the Sotheby's name and gains exclusive access to highly qualified global clientele. See below how the Sotheby's International Realty brand is successfully connecting homes with buyers worldwide.

2,000+

Trusting Clients

$1 Billion+

In Luxury Sales

5 Star

Client Reviews

Top Luxury Sales

Sacramento, Placer & El Dorado Counties

FREE Home Valuation


Use the form belwo to request a FREE Home Valuation. Once recieved we will work to get you a complete comparative market analysis of your home. This includes nearby comps, a comparison to what Zillow thinks and an indepth look at the market.



    Our Brand Story


    Our Brand Story Series, divided into Parts I, II and III, shows how the Sotheby's International Realty® brand flourished to become a global powerhouse: From London, to New York City, to the world. From rare antiques to cutting edge technology. From precious items to an influential voice in home living and cultural expression.

    Every home has a story,
    we would love to tell yours.

    Every home has a story, and they are as vast and varied as the world is wide. But they all start with inspiration, and inspiration starts with our surroundings. That's what home is. Family. Friends. A sense of place. An amazing view. It is all part of what makes a space a home because your home is where you truly live. As a leading real estate group, we understand that your best life begins with a home that inspires you.

    -Ann Zinda



    Get VIP Access


    Sorry we are experiencing system issues. Please try again.

    Reviews


    Ann was a real professional. She helped me find what I wanted and negotiated a great price for me. Once the offer was accepted she steered me through the loan process, which was easy, even though I had a VA loan. She has personal connections with loan officers and other real estate agents so she made everything feel seamless in a situation that can be very tense, like buying a new home. I would highly recommend calling Ann Zinda and using her as your next realtor.



    -Chad Zahn